If any of the following situations apply to you, give us a call to schedule a consultation before taking any action: 

• You are enrolled in the UC Health Savings Plan
• You have a domestic partner becoming Medicare eligible
• You are living outside of the United States

Delaying Medicare Enrollment

While you're still working and covered under your employer-sponsored health plan, you qualify for a Special Enrollment Period (SEP) with Medicare. You can delay Medicare enrollment until you retire and/or lose your employer-sponsored health plan coverage with out a penalty and will be provided a SEP to initiate Medicare enrollment outside of the general enrollment period.MEDICARE SPECIAL ENROLLMENT PERIODS

Upon retirement (or losing employer coverage), the University will provide you with documentation of your employer-sponsored health plan coverage from the age of 65 forward. 

Under Medicare's federal guidelines, domestic partners do not qualify for a special enrollment period and may be subject to late enrollment penalties if enrollment is delayed. Contact the Health Care Facilitator Program for more information if your domestic partner is becoming Medicare eligible. 

In addition, Medicare is not compatible with the UC Health Savings Plan. Members of the UC Health Savings Plan should not enroll in Medicare while still working. Contact the Health Care Facilitator Program for more information. 

Although not required, we recommend enrolling in Part A (only) at the time of becoming Medicare eligible while working. Part A is free for most people and will simplify adding Part B when you do retire or lose employer-sponsored health plan coverage. To initiate Medicare Part A enrollment, call Social Security 800-772-1213 or enroll online

Remember, while you are working, your employer-sponsored health plan will remain your primary coverage. 

*Important* Domestic partners & members of the UC Health Savings Plan have different considerations. Please contact our program for consultation.

You do not need to notify anyone of your delayed Medicare enrollment--unless you receive Social Security income or Railroad benefits. If you receive either of these, you will be automatically enrolled in Medicare A&B when eligible, so you'll need to let Social Security know of your decision to delay enrollment.

*Important* Domestic partners & members of the UC Health Savings Plan have different considerations. Please contact our program for consultation.

Under the UC retiree health coverage, Medicare enrollment is mandated for both retirees and their dependents upon becoming Medicare eligible. You'll need to initiate enrollment in Medicare Part A and/or Part B three months before before your retirement date.

You should not enroll in a separate Part D plan. UC retiree health plans (with the exception of the UC Medicare PPO w/Rx) have Part D prescription drug coverage already integrated into the health plan.

Three months before your retirement, contact Social Security to enroll in Medicare Part A and/or Part B. To initiate Medicare enrollment, call Social Security 800-772-1213 or enroll online

If you are over the age of 65 at the time of retirement and already have Part A, you'll still need to add Part B. In addition, you'll need to provide Social Security with the CMS L564 Request for Employment Information form (completed by the employer). This form documents that you've been covered by an employer health plan from the age of 65 forward. Contact the Health Care Facilitator Program if you need this form completed.

Medicare is made up of three primary parts: Part A, B & D. Part A is free for most people. The Part B premium is based on your modified adjusted gross income on your income tax form from two years prior. Part B premium are redetermined annually. You may also be subject to Part D IRMAA, a subsidy based on income. You will pay your Medicare Part B (and Part D IRMAA premium if applicable) directly to Medicare. 

PART B PREMIUMS

PART D IRMAA PREMIUM

Upon becoming Medicare eligible and coordinating Medicare to your UC retiree health plan, you will transition into the Medicare partner plan of the UC health plan you are enrolled in at the time of Medicare eligbility. 

Plans for retirees with Medicare

Once your Medicare enrollment is in process and you have your Medicare ID number

• Complete the Medicare coordination form, corresponding to the Medicare partner plan of your current health plan
• Submit the Medicare coordination paperwork to the UC Retirement Administration Service Center (RASC)
• After the RASC processes your paperwork, you'll transition into the corresponding UC Medicare plan

In most cases, your UC health plan premium will decrease. In addition to your premium for your UC retiree health plan, you will also be paying a premium for Medicare Part B (and Part D IRMAA premium, if applicable). Medicare premiums are paid directly to Medicare. 

Under the UC retiree health coverage, Medicare enrollment is mandated for both retirees and their dependents upon becoming Medicare eligible. You'll need to initiate enrollment in Medicare Part A and/or Part B three months before your birthday.

You should not enroll in a separate Part D plan. UC retiree health plans (with the exception of the UC Medicare PPO w/Rx) have Part D prescription drug coverage already integrated into the health plan.

Contact Social Security to enroll in Medicare Parts A & B. To initiate Medicare enrollment, call Social Security 800-772-1213 or enroll online

Medicare is made up of three primary parts: Part A, B & D. Part A is free for most people. The Part B premium is based on your modified adjusted gross income on your income tax form from two years prior. Part B premium are redetermined annually. You may also be subject to Part D IRMAA, a subsidy based on income. You will pay your Medicare Part B (and Part D IRMAA premium if applicable) directly to Medicare. 

PART B PREMIUMS

PART D IRMAA PREMIUM

Upon becoming Medicare eligible and coordinating Medicare to your UC retiree health plan, you will transition into the Medicare partner plan of the UC health plan you are enrolled in at the time of Medicare eligbility. 

Plans for retirees with Medicare

Once your Medicare enrollment is in process and you have your Medicare ID number

• Complete the Medicare coordination form, corresponding to the Medicare partner plan of your current health plan
• Submit the Medicare coordination paperwork to the UC Retirement Administration Service Center (RASC)
• After the RASC processes your paperwork, you'll transition into the corresponding UC Medicare plan

In most cases, your UC health plan premium will decrease. In addition to your premium for your UC retiree health plan, you will also be paying a premium for Medicare Part B (and Part D IRMAA premium, if applicable). Medicare premiums are paid directly to Medicare.